What are you on about you say? If you are buying loafers ... are you are actually saving money???
So here's how it goes.
Let's say you are super sharp and you tie your laces in only 30 seconds. You go to the gym so you tie them twice a day...or 1 minute per day. You're also paid well (you want a pay rise) and right now you are making $60 per hour. That's $1 per minute.
So each day tying your laces (when you can't work) costs you 1 minute... which costs you $1 (because you can't work).
So if you buy a pair of loafers and you save 1 minute per day (and you work around 200 days) then you actually save $200.
Loafers only costs $195. You save $5.
Buy them and a coffee and you break even :)